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The Uncapped Presley Report

Insights, strategies, and expert analysis on wealth building, insurance, and protecting your family's future.

Do Veterans Still Get Medicare? The Complete Guide for 2026

Yes — veterans still get Medicare at 65, and enrolling is one of the most important decisions a veteran will ever make. Here's everything you need to know in 2026, in plain language.

Elaine Presley Sep 11, 2026

Retirement Income

🍂 Fall Income Planning Season Is Here — Let's Make Your Retirement More Certain

As we move into Fall, it's the perfect time to revisit your retirement plan, protect your income, and build a foundation of guaranteed income you can count on — no matter what the markets do.

Elaine Presley Sep 9, 2026

Estate Planning

Protecting Your Home from TennCare Estate Recovery: What You Need to Know

TennCare is Tennessee's Medicaid program — and if it pays for your long-term care, the state can recover those costs from your estate, including your family home. Here's how estate recovery works and the two main strategies to protect your home.

Elaine Presley Sep 5, 2026

Retirement Planning

From Accumulation to Activation: Preparing Your Retirement Money for the Long Haul

For decades, retirement savers focused on accumulation—stashing funds into 401(k)s and IRAs. But eventually the rules change, and you must shift from accumulation to activation. Here are the four realities every saver faces—and how to build a tax-efficient, long-lasting retirement income strategy.

Elaine Presley Sep 4, 2026

Estate Planning

The Power (and Hidden Friction) of Traditional IRAs and Roths in Estate Planning

Traditional IRAs and Roth IRAs are celebrated pillars of wealth accumulation and intergenerational transfer—but hidden tax traps, the SECURE Act's 10-year rule, and market volatility can erode your legacy. Here's why Guaranteed Universal Life (GUL) often outperforms both for passing wealth to heirs.

Elaine Presley Sep 3, 2026

Estate Planning

The Uncapped Presley Report™: Why Transfer‑on‑Death & Payable‑on‑Death Designations Aren't the "Easy Button" You've Been Told

TOD and POD designations are marketed as the easy way to avoid probate—but they're limited, fragile, and leave families exposed. Here are 8 reasons a trust is the real gold standard.

Elaine Presley Sep 2, 2026

Long-Term Care

The Silver Tsunami is Here: Why the Assisted Living Crisis Won't Wait

The 76 million baby boomers are rewriting the rules of aging and long-term care. With assisted living demand surging and supply lagging, proactive planning is no longer optional—it's urgent.

Elaine Presley Sep 2, 2026

Wealth Strategy

The Ultimate Wealth Showdown: Stocks, Real Estate, and Insurance Over a 30-Year Horizon

When planning for a 30-year financial future, the biggest question is: Do you chase maximum growth, or build an absolute fortress against loss? Here's how stocks, real estate, and insurance stack up.

Elaine Presley Sep 2, 2026